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Buildings and Contents Insurance                                                       

Welcome to 2005 Yes, that's right, the clocks are going back. During November, December and January Paymentshield prices for BestQuote Buildings & Contents insurance will be fixed at 2005 prices**.

And that's not all...
Award-winning cover
9 out of 10 Paymentshield brokers recommend us for Buildings & Contents cover1
Increased coverage - with 99% coverage of UK postcodes2
Greater flexibility - you can now tailor the policy excess around your needs
Great service - with our award-winning online process
Dedicated broker sales and support team

**Based on a sample of 10,000 risks compared to average new business Buildings & Contents prices applicable through 2005.
1Based on 410 completed questionnaires from brokers June/July 2007.
2Royal & SunAlliance.

You have a choice of Insurance options including:

  • Buildings only cover
  • Contents only cover
  • Buildings & Contents combined

Buildings & Contents Insurance can be taken out by new and existing mortgage borrowers. We provide Buildings insurance up to a maximum of £300,000 and Contents insurance up to a maximum of £40,000.

Where you have opted for Buildings Extra, the sum insured is increased to £500,000 and where you have opted for Contents Extra, the sum insured is increased to £60,000.

Subject to the standard policy conditions (and sum insured limits) you are covered if your building and/or contents are damaged by:

  • Fire, smoke, explosion, lightning or earthquake
  • Riots, civil commotion, labour and political disturbances or strikes
  • Malicious damage or vandalism
  • Storm or flood
  • Impact or collision
  • Subsidence or heave
  • Escape of water or oil
  • Theft or attempted theft

For the full policy conditions, including restrictions and exclusions, please always refer to your policy Terms and Conditions booklet, which is included with your certificate of insurance.

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Home Cover Insurance is a trading style of So Life Ltd reg 4468953, which is an introducer for Paymentshield Ltd . Buildings and Contents policies are underwritten by Royal Sun Alliance . View our Privacy Policy  and Disclaimer   . The subject of this Website in Home Insurance.